My Photo

Ordering Information

Tomi on Twitter is @tomiahonen

  • Follow Tomi on Twitter as @tomiahonen
    Follow Tomi's Twitterfloods on all matters mobile, tech and media. Tomi has over 8,000 followers and was rated by Forbes as the most influential writer on mobile related topics

Book Tomi T Ahonen to Speak at Your Event

  • Contact Tomi T Ahonen for Speaking and Consulting Events
    Please write email to tomi (at) tomiahonen (dot) com and indicate "Speaking Event" or "Consulting Work" or "Expert Witness" or whatever type of work you would like to offer. Tomi works regularly on all continents

Tomi on Video including his TED Talk

  • Tomi on Video including his TED Talk
    See Tomi on video from several recent keynote presentations and interviews, including his TED Talk in Hong Kong about Augmented Reality as the 8th Mass Media


Blog powered by Typepad

« Revised Early Estimate of Nokia HMD Smartphone Unit Sales Year 2017 - Based on survey of carrier support and various data points (updated) | Main | Q3 Smartphone Market Shares and Prelim Estimate of Full Year 2017 Top 5 (plus installed base as always) »

November 03, 2017



This common problem is why using apps to do supposedly secure things like banking is like playing with fire. How secure these apps are solely depends on the developer's awareness - and that often does not exist. Those in charge of security do not understand apps and those in charge of development do not understand security.

Even on mobile I only use the web browser to do banking - those things are more severely stress tested than any app can ever be.

Per "wertigon" Ekström

@Tester, it depends on the country.

In my country we have a common authentication app (BankID), and this app is hardened for security. This means all banking systems use this one app to authorization and authentication, which means the security part is already pretty much solved. Every transaction you do require your authorization with this app. It is pretty much a digital ID card.

Of course this does not protect against phishing, or the threat of violence ("Punch in your ID or I break your fingers!") but it is still reasonably safe.



As the fiasco with ROCA has shown, one should be wary of stating that "the security part is already pretty much solved"...


I personally won't trust any code that isn't put up for public review when it comes to security.
App developers rarely come into contact with true security-minded programming so I'd never take the publisher's word for it.

Having one app to cover the entire system can both be a good and a bad thing. If the app is indeed secure, it'd be to everybody's benefit. On the other hand, if such an app is found to be vulerable it'd be the equivalent of a nuclear catastrophe.

Oh, one more thing: Security will never be solved. There will always be problems, so the most important thing is that such software gets regularly updated. I'd be very careful to use banking software that doesn't have a reliable update schedule.
Of course, with apps there's another problem: Even if a security update gets made, it cannot be made available in the app stores right away, because Apple and Google first want to make sure it follows their idiotic rules.


"This common problem is why using apps to do supposedly secure things like banking is like playing with fire."

The idea is to lay the risks a the feet of those responsible for the security. I do not care about the security of a banking app, as long as the bank is the one that has to pay up when they get it wrong.

We are not the USA and have few problems with credit ratings, and do not use our CC much, so, if the bank makes an error, they will pay and we sit back.


Samsung is bringing some true innovation to the field:

Per "wertigon" Ekström

And as we all knew, it was inevitable


Wechat has 55M messages/day versys SMS at 38B messages/day

Jim Glue

Hi Sve...

The story says WeChat has 38B messages per day verses WhatsApp's 55B messages. SMS wasn't mentioned.

3 years ago Apple reported they were at 40B iMessages per day and 15M facetime calls.

That 40B in 2014 is up from 2B reported in 2013.

I wonder how App based messaging in total is comparing to SMS these days

Jim Glue

Android Central reviews the iPhone:

One of the best reviews I've seen from someone who prefers Android. Pay particular note to his opinion of the current state of apps for iOS vs. Android.

Phil W

Thanks Jim, read it. Good Review. Fairly unbiased I would say, noting the good and the not so good.

Abdul Muis
(put your name/email, click submit)

Nokia praises Google’s efforts with Google Play Protect and says that Play Store’s defenses are much better than they were two years ago. However, third-party app stores are less protected and are a common vector of infection. The biggest threat are trojanized apps – once that pose as popular apps (say, Netflix) but contain malicious code (those usually come from the other app stores).

According to Nokia, the Uapush adware is the most popular malicious app, the Jisun ransomware came in second and the Marcher banking trojan in third. The average infection rate was 0.68%.

iOS is under attack as well, mostly by Spyphone apps, though with basically no third-party app stores the infections were less common. Older versions of iOS have unpatched vulnerabilities, however.

Per "wertigon" Ekström


Yes, the iPhone X is a nice phone.

No, it's not so nice I'd pay three to four times the money for what I currently own and am happy with.

Incidentally, if you ever need a good Android phone with long battery life, get the Lenovo P2, it's awesome. :)

Abdul Muis


The Lenovo P2 with 5000mAH battery is great, but unfortunately, use 'old' CPU (28nm). Right now, my favorite is Asus Zenfone 3 Zoom. It has 5000mAH battery, but the CPU is build on newer 14nm, so it's battery life is super long.

Robin Sparkles


Macworld? warning! iSheep detected.


"I can confidently say that none are in the same league as Apple’s newest handset."

It is true. The prices alone tell the story. In CHF:

Note 8
64 GB 919 - 999.85
128 GB 1039 - 1049
256 GB 1149

iPhone X
64 GB 1169
256 GB 1339

The lowest end iPhone X is more expensive than the highest end Note 8. Samsung top device is one full class below the iPhone X -- hence comparing them is interesting, but only teaches us as much as comparing the Note 8 to the Nokia 8, for instance.

Samsung and others may respond in 2018 by also entering the new super-premium device category, but I do not consider the flight to new heights of unaffordability to be a good sign for the industry.

Jim Glue

Hi GoodTimes...welcome to the forum.

I think Per has a great point. Price matters. I buy Sonatas as my family car...price is a huge reason. I can recognize that a Mercedes or BMW is a nicer car. It never enters my mind to buy one...even if I could.

You can find similar stories to the ones you posted that come to the opposite conclusion. People value different things, and optimize for value in different ways.

Most of my disagreements here have nothing to do with anyone else's preference for Android phones. It's that some folks seem unable to recognize that Apple's success is sustainable because there really does exist a sizable market of people ready, willing and able to pay more for nicer things. And just as I respect that some people value Android's strengths more....apparently some have difficulty accepting other people have a different set of what is important to them.

I absolutely love my Kindle Fire tablets. I've bought somewhere around ten of them...3 or 4 for myself and the rest as gifts. The price is right for a well defined set of "what I use the Kindle Fire tablets for". They haven't replace my love for my iPads...but I can't afford to give out iPads as gifts...nor can I buy a new iPad every year or every time there's an upgrade like I do with Kindle Fire tablets.

Same for Fire Tv Stick over an Apple Tv.

When there exists a truly "good enough" Android alternative at 1/10th the price...I too will buy it.

My daily driver phone is just too important of a tool to me and therefore I still pay the top dollar every few years for a new iPhone. If THIS year had been my schedule to get a new one...I probably would have gone for the 8+. The iPhone X is just that bit too much extra for me. Apple already got the extra $200 from me over a regular iPhone when they came out with large phone ($100 more) and made the memory upgrade to the next level a must have (another $100).

Now my Apple AirPods currently have no competition (in MY humble opinion for MY use cases)...and neither does my AppleWatch (other than just not having a smart watch)

Jim Glue

Hi E,

Where are you getting your prices?

In the US, it's
64gb $999
256gb $1150

At Bestbuy (a large national electronics retailer) the Note 8 is
64gb $949

I'm not sure the 256gb is sold in the US. Couldn't find it at Best Buy, Verizon or Amazon.

Now it is true that Samsung Flagships don't hold their retail price much past opening weekend.

But just comparing the retail price, they are in line.


@Jim Glue

As I wrote: the prices are in CHF, i.e. this is for Switzerland.


@Jim Glue

For your information: in Germany, the prices (rounded, EUR) are as follows:

iPhone X
64 GB 1149
256 GB 1319

You can manage to get slightly lower prices by importing from Poland (64 GB @ 1093) or from the UK (256 GB @ 1287).

Note 8
64 GB 785
128 GB 998
256 GB 1111

Same remark regarding imports apply.

In a poorer country like Portugal, the iPhone X goes for

64 GB 1170
256 GB 1353

and the Note 8 for
64 GB 850

Yes, prices are higher than in Germany, the VAT is also much higher.

In the UK (rounded, GBP):

iPhone X
64 GB 995
256 GB 1135

Note 8
64 GB 625

In Oceania? Let us check Australian prices (rounded, AUD):

iPhone X
64 GB 1578
256 GB 1828

Note 8
64 GB 985
128 GB 1072
256 GB 1195

In all cases, it appears that the iPhone X is one full price category above the Samsung Note 8; there is no overlap whatsoever.

I looked at unlocked devices, cheapest offer through various comprehensive local price search engines. If your figures are derived in a similar way, then it is the US market that is an oddity.

The comments to this entry are closed.

Available for Consulting and Speakerships

  • Available for Consulting & Speaking
    Tomi Ahonen is a bestselling author whose twelve books on mobile have already been referenced in over 100 books by his peers. Rated the most influential expert in mobile by Forbes in December 2011, Tomi speaks regularly at conferences doing about 20 public speakerships annually. With over 250 public speaking engagements, Tomi been seen by a cumulative audience of over 100,000 people on all six inhabited continents. The former Nokia executive has run a consulting practise on digital convergence, interactive media, engagement marketing, high tech and next generation mobile. Tomi is currently based out of Helsinki but supports Fortune 500 sized companies across the globe. His reference client list includes Axiata, Bank of America, BBC, BNP Paribas, China Mobile, Emap, Ericsson, Google, Hewlett-Packard, HSBC, IBM, Intel, LG, MTS, Nokia, NTT DoCoMo, Ogilvy, Orange, RIM, Sanomamedia, Telenor, TeliaSonera, Three, Tigo, Vodafone, etc. To see his full bio and his books, visit Tomi Ahonen lectures at Oxford University's short courses on next generation mobile and digital convergence. Follow him on Twitter as @tomiahonen. Tomi also has a Facebook and Linked In page under his own name. He is available for consulting, speaking engagements and as expert witness, please write to tomi (at) tomiahonen (dot) com

Tomi's eBooks on Mobile Pearls

  • Pearls Vol 1: Mobile Advertising
    Tomi's first eBook is 171 pages with 50 case studies of real cases of mobile advertising and marketing in 19 countries on four continents. See this link for the only place where you can order the eBook for download

Tomi Ahonen Almanac 2009

  • Tomi Ahonen Almanac 2009
    A comprehensive statistical review of the total mobile industry, in 171 pages, has 70 tables and charts, and fits on your smartphone to carry in your pocket every day.

Alan's Third Book: No Straight Lines

Tomi's Fave Twitterati